You must also try to watch out for the predatory lenders who will try to get you with the bait and switch method. 您還必須嘗試觀看了掠奪性貸款誰將嘗試讓你的引誘和轉換方法。 This is when a lender will reel you in by promising you one set of terms and then change them on you following your agreement. 這是當銀行將捲筒你的前途你一組條件，然後改變他們對你下面的協議。 The contract will state an interest rate which is variable. 這份合同將國家的利益率是可變的。 This implies that they can change it whenever they would like to. 這意味著，他們可以改變它在何時何地想。 Try to be aware of this trick and look out for it. 嘗試了解這一伎倆，並期待它了。 Another common trick is referred to as loan packing. 另一種較常見的伎倆是指貸款包裝。 This is when your lender tried to get you in by insisting or even asking that you add on a bunch of other services to your loan such as insurance. 這是當您的銀行試圖讓你堅持，甚至要求你補充了許多其他服務，您的貸款，如保險。 This is not a forcible add-on and if they try to tell you that it is, they are lying. 這不是強行添加，如果他們試圖告訴你，這是他們在撒謊。 So you will have to try to take your business somewhere else. 所以，你將不得不試圖採取您的企業在其他地方。 Equity stripping is another trick which is used by lenders. 股權剝離是另一個伎倆是用貸款。 How this functions is that they will try to convince you to add extra items or services and they will try to get you to borrow against the loan which will decrease your equity. 如何這一職能是，他們將試圖說服你添加額外的物品或服務，他們將嘗試讓你對借用的貸款將減少您的權益。 Loan flipping is yet another tactic lenders will make use of. 貸款翻轉是又一個伎倆貸款將充分利用。 They will attempt to get you to repeatedly refinance your home equity which in turn will strip your home’s equity. 他們將嘗試讓你再反复您的家庭資產這反過來將帶你家的股權。 They can even charge you more fees for doing it, so be careful. 它們甚至可以向您收取更多的費用，這樣做，所以要小心。 Try to only take out loans that you really want and nothing more. 嘗試只需要貸款，你真的想，僅此而已。 Don’t let them attempt to change your mind. 不要讓他們試圖改變您的想法。 The fresh start you might’ve gained in bankruptcy can be exactly what is needed in order to get your financial life back on track and establish strong credit. 在新的開始你可能已經獲得破產可什麼是需要的，以便讓您的財務生活回到正軌，建立強有力的信貸。 Try not to let unscrupulous lenders or over-eagerness push you to do something that you might not be comfortable with. 請不要讓不良貸款或過分熱心推動你做的東西，你可能不舒服。 Remember to always read the fine print in all the written documentation. 請記住，經常閱讀的優良打印在所有的書面文件。 Click to the next page of your bankruptcy recovery guide: Home Equity Options 5 點擊下頁的破產復甦指南： 首頁股票期權第5 | 