Credit cards, debit cards, and credit reports: 信用卡，借記卡，信用報告：

1. 1 。 You have to diminish the number of credit and debit cards that you carry around with you every day in your wallet. 你必須減少一些信用卡和借記卡，您隨身攜帶您每天在您的錢袋。 I would suggest that you don’t use debit cards at all due to the potential for shoulder snatching anyway. 我建議您不要使用借記卡在所有因為這樣的行為可能承擔搶掠反正。 In its place, you should carry one or two credit cards and your ATM card in your wallet and that is all. 在其位，你應該攜帶一個或兩個信用卡和你的ATM卡在你的錢包，這是所有。 Debit cards might be popular but you have to take the benefit of online access to your bank account in order to monitor for frequent account activity. 借記卡可能是受歡迎的，但你必須要造福在線訪問您的銀行帳戶，以監測經常帳戶活動。 Try to report anything strange as fast as you can. 試用報告什麼奇怪的速度可以。
2. 2 。 When you use your credit and debit cards at restaurants and stores, you must pay close attention to how the magnetic stripe information is taken. 當您使用信用卡和借記卡在餐廳和商店，你必須密切注意如何磁條信息是採取。 Some dishonest employees have been known for using small hand-held devices which are called skimmers in order to quickly swipe the card and then they download the account number data onto a personal computer later on. 有些不誠實的員工已經知道用小型手持設備這是所謂的複製，以快速刷卡的卡，然後他們下載帳號數據轉移到個人計算機後。

3. 3 。 When you shop online, try not to use debit cards. 當您在網上購物，盡量不使用借記卡。 You can use a credit card which will protect you more in case of fraud. 您可以使用信用卡將更加保護你的情況下欺詐行為。
4. 4 。 Always carry a photocopy of all your credit cards, debit cards, bank accounts, and other financial information such as the account numbers and expiry dates. 總是攜帶影印您所有的信用卡，借記卡，銀行帳戶，和其它財務信息，如賬戶號碼和到期日期。 Try not to carry it around with you in your wallet or your purse. 盡量不要隨身攜帶約與你的錢包或您的錢包。 This way, if the information is stolen, you can report it. 這樣，如果信息被盜，您可以報告。

5. 5 。 Don’t ever give out your SSN, credit or debit card number or other personal information over the phone, by mail, or on the Internet or if you are the one who initiated the phone call. 以往任何時候都不要放棄你的社會安全號碼，信用卡或借記卡號碼或其他個人資料的電話，通過電子郵件，或在互聯網上或如果你是一個誰發起的電話。

6. 6 。 Whenever you get any, always take credit card receipts with you. 只要你得到任何，始終把信用卡收據與您聯繫。 Never toss any of them in a public garbage container. 從來沒有拋任何人在公共垃圾容器。 Also, don’t forget to always take them out of your shopping bag. 另外，不要忘記他們總是在你的購物袋。
7. 7 。 Never allow people to write your credit card number onto your checks. 絕不允許人們撰寫您的信用卡號碼到您檢查。
8. 8 。 When you expect a new credit card to arrive, always make sure you watch out for the mail. 當您預計新信用卡的到來，總是一定要留意該郵件。
9. 9 。 Try to order your credit report at least once a year. 嘗試以你的信用報告，至少每年一次。

10. 10 。 Get a free credit report from Equifax, TransUnion, and Experian 獲取免費的信用報告的Equifax ， TransUnion ， Experian的和

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