Having been forced to declare bankruptcy, there are so many people who are looking for credit help, also, there are many more people who are looking to make a profit off of them. 被迫宣布破產，有如此多的人誰正在尋找信貸幫助，也有許多人正在尋找誰獲利了他們。 You can actually find thousands of different online advertisements and elsewhere that can promise you credit repair, but not all of them are legal. 實際上，您可以找到數千種不同的在線廣告和其他地方的，可以向你保證信用修復，但不是所有的人是合法的。 This section’s use is in order to help address the most common credit report scams so that you can be well informed. 本節的使用是為了幫助解決最常見的信用卡詐騙的報告，讓您可以充分了解。 Let’s get started! 讓我們開始吧！ TRICK #1 墩＃ 1 Obtaining a New Social Security Number – Many people are only permitted to have one Social Security number. 獲得新的社會安全號碼-許多人只允許有一個社會安全號碼。 It is contrary to the law to use a different Social Security number in order to create a false identity. 這是違反法律使用不同的社會安全號碼，以便建立一個假身份證。 Nevertheless, many criminals will offer this service to you at a cost. 然而，許多犯罪分子將提供這項服務給您的費用。 However, as it is illegal, you could very quickly get yourself into trouble. 但是，由於它是非法的，你可以非常迅速地得到自己陷入困境。 Also, quite obviously, nobody ever seemed to wonder just where these SSNs come from. 此外，很明顯，沒有人似乎只知道這些來自社會安全網。 Therefore, it will be most likely that you are paying for a stolen identity. 因此，這將是最有可能的，你正在為偷來的身份證。 It is a perfect trick in that the thieves get the money for the transaction, whilst you get caught for scamming the SSN. 這是一個完美的把戲，因為小偷花出去的錢進行交易，而陷入你的scamming的社會安全號碼。 It sounds silly, but many people fall for it. 這聽起來愚蠢的，但許多人屬於它。 They might claim that this transaction is absolutely legal; but it is not!!!! 他們可能聲稱，這項交易是絕對的法律，但它不是！ ！ TRICK #2 墩＃ 2 Obtaining a Federal Employer Identification Number (abbreviated as EIN or FEIN) – Basically, this is nothing more than a file segregation trick. 獲得聯邦雇主識別號碼（簡稱雇主識別號碼或黨） -基本上，這只不過是一個文件隔離的伎倆。 For this trick, the criminals claim that you can obtain a federal tax ID number, as if you were a business, and end up with a clean credit record that is listed under that tax ID number. 對於這種伎倆，犯罪分子聲稱，您可以取得聯邦稅務編號，因為如果你是一個企業，並結束了一個乾淨的信用記錄，被列為下，稅收的ID號碼。 It is against the law to make use of an EIN in order to set up a false identity too. 這是對法律的利用雇主識別號碼，以便建立一個假身份太多。 Let me also tell you that a new credit report under an EIN will not even mention a credit history. 還讓我告訴你，一個新的信用報告根據雇主識別號碼甚至不會提到的信用記錄。 It is not very likely that a creditor would regard a new business with no credit history as a good credit risk. 這是不太可能的債權人方面的一個新的業務，沒有信用記錄是一個良好的信貸風險。 So it will also be a waste of time. 因此，它也將是浪費時間。 TRICK #3 墩＃ 3 Challenging Everything Bad on a Credit Report – As mentioned previously, this is simply stupid. 富有挑戰性的一切不良的信用報告-如前所述，這完全是愚蠢的。 All credit agencies have to keep very precise records of negative entries on your credit history for up to seven years, and to keep records of any bankruptcies for as much as years. 所有信貸機構必須保持非常精確的記錄條目的負面您的信用記錄為7年，並隨時記錄的任何破產多達歲。 Sometimes truthful negative information can be reported beyond those time periods, but it is quite rare. 有時候，真實的負面信息可以報告以外的時間，但它是十分罕見。 You cannot report false negatives on your credit report without suffering some consequences. 你不能否定報告虛假的信用報告沒有痛苦的一些後果。 Also, if you are caught filing false claims, you can put yourself in a lot of trouble. 此外，如果您有陷入歸檔假索賠，您可以把自己在製造了很大麻煩。 This is a clever tactic though, and it is quite difficult to prove a negative report claim ever knowingly took place. 這是一個聰明的戰術雖然，這是相當困難的證明是陰性的報告聲稱以往任何時候都明知發生。 Keep reading! 請閱讀！ Go to our next bankruptcy recovery page: Common Credit Repair Tricks 2 轉到我們的下一個破產的復甦頁：共同信用修復技巧二 | 