TRICK #4 墩＃ 4

The Clean Credit Scam- In this case, the claim is that you can get your credit cleaned fast and make use their contacts in order to get you a mortgage (or credit card or loan). 清潔信用卡騙案，在這種情況下，索賠的是，你可以從您的信用卡快速清理，並利用他們的接觸，以便讓你的抵押（或信用卡或貸款） 。 This is one of the more recent credit repair scams and coincidentally it is also one of the most costly. 這是最近的信用修復詐騙和巧合，也是一個最昂貴的。 Tricksters dangle the promise of needed money or loans in front of desperate consumers in order to encourage the consumer to pay them up front fees that never seem to end. Tricksters吊著的承諾需要資金或貸款前的絕望的消費者，以鼓勵消費者向他們支付了費用，面前似乎永遠不會結束。 Some of them actually claim to legitimize credit counseling agencies, while others also tend imitate mortgage companies. 其中有些人實際上合法化信貸輔導機構，而另一些也往往模仿聯邦住房貸款抵押公司。

And as there are some true community nonprofit groups that really want to help teach the consumer and help them find affordable mortgage loans, scammers might also try to copy this. 並有一些真正的非營利性社會團體，真正想幫助教導消費者和幫助他們找到負擔得起的按揭貸款，騙子也可以嘗試複製本。 Any community-based organizations with a good reputation will tend to focus on education, and they won't charge loads of money in order to do it. 任何以社區為基礎的組織，以良好的信譽往往把重點放在教育，他們將不收取大量的金錢，以做到這一點。 They also work with lenders and government agencies you should have already heard of before and must be able to show you proof of it. 他們還與銀行和政府機構你應該已經聽到前，必須能夠證明你證明。

TRICK #5 墩＃ 5

The 900-number for details on how to get your credit fixed. 900號碼的細節如何讓您的信用卡固定的。
This is a pathetic scam but it is still quite effective, and is often combined with any of the others which are mentioned above. 這是一個可悲的騙局，但仍是相當有效的，往往是與任何其他有上述。 While you are seeking help, the tricksters are looking to keep you on the line for as long as possible and make a profit from the charges per minute. 當你正在尋求的幫助下， tricksters正在尋找讓你上線盡可能長時間和賺取利潤從每分鐘收費。 This is just like every other 900 number scam. 這就像所有其他900號碼騙局。 Nevertheless this one is also easy to spot and work through. 然而這也容易被發現和通過。

Scammers are often quite unclear on details when they are talking to you on the phone. 騙子往往是相當清楚的細節時，他們正在談論你的電話。 If you have trouble understanding or explaining their proposed plan for cleaning your credit, this should indicate to you that it might be a scam. 如果您無法理解或解釋其提出的計劃用於清潔您的信用卡，這應該表明你，這可能是一個騙局。

You should also try to watch out for any offer of guaranteed credit with these numbers as it will almost surely be a fraud. 你也應該嘗試提防任何提供信貸保證與這些數字，因為它幾乎肯定會是一種欺詐行為。 This is the same thing for anyone who claims quick fixes. 這是同樣的事情的人誰索賠權宜之計。 You should always be on the look out for nameless, faceless so called credit repair companies. 你應該總是在期待了無名，不露面的所謂信用修復公司。

Like it so far? 像這麼遠嗎？ Keep reading! 請閱讀！ go to the next page: Common Credit Repair Tricks 3 去下一頁：共同信用修復技巧三