• New account activity. •新的帳戶活動。 Nowadays, many people are finding out that it is very usual to find that someone has opened up a new account in their name. 如今,很多人發現,這是很平常發現有人開闢了新帳戶的名稱。 The service will monitor any new accounts that are opened in your name and report it to you. 這項服務將監視任何新的帳戶,打開您的姓名和報告給您。 This will assist you in your bankruptcy recovery as you will have exact knowledge of when someone makes a query in your name; which will stop credit score decreases as every query reduces your score. 這將有助於你破產恢復你將有確切的知識當有人提出查詢您的姓名;這將阻止信貸評分跌幅為每個查詢降低您的評分。 • Address Modifications. •地址修改。 You can make use of this service in order to ensure that no one has modified your address which occurs when identity thieves apply for credit so that they can get credit cards etc. sent to them. 您可以使用這項服務,以確保沒有任何人修改了你的地址時,就會發生身份竊賊申請信用,使他們能夠獲得信用卡等發送給他們。 • Collection Accounts. •採集帳戶。 Regrettably, many victims realize that their identity has been stolen when they apply for credit and don’t obtain it. 令人遺憾的是,許多受害者認識到,他們的身份已被盜竊時,申請信用,不得到它。 Your monitoring service will make you attentive to this. 您的監測服務會使你注意這一點。
• Changes to account information. •更改帳戶信息。 The service will observe any variations to account and inform of them, such as if you refinance a mortgage. 這項服務將觀察到任何變化,以帳戶,並告知他們,如如果你的按揭貸款。
• Credit limit increases. •信用額度增加。 When someone steals your identification, they will make your credit limit rise in order to make the most of it. 當有人搶斷您的身份,他們將您的信用額度增加,以便使大部分。 You will be alerted of this too. 您會被提醒這一點。 • Modifications to public records. •修改公共記錄。 The service will monitor any modifications to public records that would comprise bankruptcies. 這項服務將監視任何修改公共記錄,將包括破產。
• Modifications to all existing accounts. •修改現有的所有賬戶。 It will be brought to your attention if your accounts turn delinquent. 這將是提請你注意,如果您的帳戶又欠費。 • Account Closures. •帳戶關閉。 Any recently closed accounts will be flagged and reported to you. 最近結束的任何賬戶將被標記,並報告給你。 Now that we have a good understanding of what the credit monitoring services actually follow, you will need to know what your monitoring service requirements are, which include: 現在,我們有很好的了解信貸監測的後續服務,實際上,您將需要知道您的監測服務的要求,其中包括:
• Source. •來源。 The monitoring services will have to make use of a credit reporting agency in order to monitor your credit report. 監測服務,將不得不使用信用報告機構,以監測您的信用報告。 Nevertheless, depending on the service, you can obtain your information from just one or all three major reporting agencies. 然而,根據這項服務,您可以獲取您的信息從一個或所有三個主要機構報告。 This is why you might want to buy a service or plan that monitors all three credit reporting agencies. 這就是為什麼您可能想要購買的服務或計劃,可以監測所有的三個信用報告機構。 • Frequency. •頻率。 When you look for a monitoring service, you should consider how often they check. 當你看到一個監測服務,你應該考慮如何他們往往檢查。 Daily or weekly is better. 每天或每週更好。 Services tend to change, providing you with daily, weekly or monthly monitoring. 服務趨向的變化,為您提供每日,每週或每月監測。 As you might expect, the more often they monitor your credit report, the better it will be for you. 正如你可能期望的,他們更經常地監控您的信用報告,更好地將你。 • Credit updates. •信貸更新。 Some services will also provide periodic credit updates. 有些服務也將定期提供信貸更新。 This is very different from the alerts as the alerts only deal with the variations. 這是非常不同的警示提醒只處理變化。 A periodic credit update will add the information in your credit accounts that haven’t changed. 定期更新信貸將信息從您的信用卡帳戶,並沒有改變。 Like this guide so far, click to the next page: Credit Monitoring Services 3 這樣的引導,到目前為止,點擊進入下一頁: 信用監測服務3 |