You must also try to watch out for the predatory lenders who will try to get you with the bait and switch method. 您还必须尝试观看了掠夺性贷款谁将尝试让你的引诱和转换方法。 This is when a lender will reel you in by promising you one set of terms and then change them on you following your agreement. 这是当银行将卷筒你的前途你一组条件，然后改变他们对你下面的协议。 The contract will state an interest rate which is variable. 这份合同将国家的利益率是可变的。 This implies that they can change it whenever they would like to. 这意味着，他们可以改变它在何时何地想。 Try to be aware of this trick and look out for it. 尝试了解这一伎俩，并期待它了。 Another common trick is referred to as loan packing. 另一种较常见的伎俩是指贷款包装。 This is when your lender tried to get you in by insisting or even asking that you add on a bunch of other services to your loan such as insurance. 这是当您的银行试图让你坚持，甚至要求你补充了许多其他服务，您的贷款，如保险。 This is not a forcible add-on and if they try to tell you that it is, they are lying. 这不是强行添加，如果他们试图告诉你，这是他们在撒谎。 So you will have to try to take your business somewhere else. 所以，你将不得不试图采取您的企业在其他地方。 Equity stripping is another trick which is used by lenders. 股权剥离是另一个伎俩是用贷款。 How this functions is that they will try to convince you to add extra items or services and they will try to get you to borrow against the loan which will decrease your equity. 如何这一职能是，他们将试图说服你添加额外的物品或服务，他们将尝试让你对借用的贷款将减少您的权益。 Loan flipping is yet another tactic lenders will make use of. 贷款翻转是又一个伎俩贷款将充分利用。 They will attempt to get you to repeatedly refinance your home equity which in turn will strip your home’s equity. 他们将尝试让你再反复您的家庭资产这反过来将带你家的股权。 They can even charge you more fees for doing it, so be careful. 它们甚至可以向您收取更多的费用，这样做，所以要小心。 Try to only take out loans that you really want and nothing more. 尝试只需要贷款，你真的想，仅此而已。 Don’t let them attempt to change your mind. 不要让他们试图改变您的想法。 The fresh start you might’ve gained in bankruptcy can be exactly what is needed in order to get your financial life back on track and establish strong credit. 在新的开始你可能已经获得破产可什么是需要的，以便让您的财务生活回到正轨，建立强有力的信贷。 Try not to let unscrupulous lenders or over-eagerness push you to do something that you might not be comfortable with. 请不要让不良贷款或过分热心推动你做的东西，你可能不舒服。 Remember to always read the fine print in all the written documentation. 请记住，经常阅读的优良打印在所有的书面文件。 Click to the next page of your bankruptcy recovery guide: Home Equity Options 5 点击下页的破产复苏指南： 首页股票期权第5 | 