For many of us, the idea of using secured credit cards isn’t all that appealing. 对我们许多人的想法使用信用卡担保是不是所有的吸引力。 Nevertheless, it is a great method to establish your credit rating following a bankruptcy. 然而，这是一个伟大的方法来建立您的信用评级后，破产。 As I stated in the previous section, the round robin strategy is ideal for this method of credit rebuilding. 正如我在前面的部分，在循环赛的战略是适合这种方法的信贷重建。
A secured credit card is really just a term used to describe a credit card that you have prepaid. 有担保的信用卡实际上是一个用来描述的信用卡您已经预付。 How it functions is that you’ll get a credit card limit which is equal to the amount of money that you put in as a deposit. 如何职能是，你会得到一张信用卡限额，这是相等的金额，你在作为押金。 To those with little experience, this isn’t much more than paying cash and interest for goods and services. 对那些没有什么经验，这并不是远不止现金支付和利益的商品和服务。 This doesn’t seem like a good idea at first, but I will tell you it is a great way for you to raise your credit score. 这似乎不是一个好主意，但我会告诉你，这是一个伟大的方法来提高您的信用评分。

This is reason why secured credit cards were invented. 这是为什么担保信用卡的发明。 Just as long as you maintain a 70% balance on your credit card and make all payments on time, you are good and this will enable you to raise your credit limit and help you recover from your bankruptcy in the long run. 正如只要你保持了70 ％ ，余额在您的信用卡，使所有的付款时间，你是好的，这将使你能够提高您的信用额度，并帮助您恢复您的破产从长远来看。

There are many different kinds of secured credit cards on the market these days and you have to be selective about which ones you should go after. 有许多不同种类的担保信用卡市场上的这些日子，你必须是有选择性的它的，那你应该走人后。 So many banks and companies are offering them that they compete with many different incentives in order to get you to theirs. 因此，许多银行和公司提供他们，他们与许多不同的奖励，为了让你自己的。 Some of the most popular of them are: 一些最受欢迎的人是：

CHASE PREPAID MASTERCARDS AND VISA 追逐预付万事达卡和VISA

This prepaid credit card can offer you 0% interest on your prepaid credit card which is great for providing help to you in order to keep those payments up. 这预付信用卡可以为您提供0 ％的利息您的预付信用卡这是伟大的提供帮助给你，以便使这些付款了。 They will need a minimum $500 dollars deposit, but you can also pay more. 他们将需要至少500美元的美元存款，但您也可以支付更高的价格。 We suggest you begin at a minimum of $1000. 我们建议您首先在最低的1000美元。 Chase cards are accepted and recognized in all the places that Visa and MasterCard are found. 大通银行卡的接受和承认所有的地方，维萨和万事达被发现。 Since they also offer unsecured cards, nobody will know which version you are using. 由于他们还提供无担保的信用卡，没有人会知道哪个版本您正在使用。 This is positive for the person who really doesn’t want it to be too obvious that they are using a card which is prepaid. 这是积极的人谁真正不希望这是太明显了，他们所使用的信用卡是预付。
Chase also does run off of their own banking institution, so when you’ve established your good standing with them, they might upgrade you to an unsecured card through the transfer of your balance and raising your credit limit later on. 大通银行也不会流失自己的银行机构，因此，当您建立您良好的信誉与他们，他们可能会为您升级到无担保的信用卡通过转让您的余额，并提高您的信用额度后。 They will usually make a reference to your account following 6 months. 他们通常会作参考您的帐户以下6个月。 Some other secured credit cards with similar offers are: 一些其他有担保的信用卡提供类似的是：

• Orchard Bank MasterCards •果园银行万事达卡
• First Bank Visa •第一银行签证
• Eufora prepaid MasterCard • Eufora预付万事达卡
• Centennial •百年
• Premier Bank •国务院银行

Read on and find out more on the process of recovering from bankruptcy with Secured Credit Cards 2 阅读和了解更多的进程，从破产的担保信贷卡第2