After this has been done and the account is activated, their entire account history and future will now be completely attached to yours. 在此已做了该帐户被激活时，他们的整个帐户历史和未来现在将完全重视你的。 If you could secure 3-5 of these accounts; specifically if they are accounts of installment, your credit could hit the roof. 如果你能保证3-5这些账户;特别是如果他们账户的分期付款，您的信用卡可触及屋顶。

The most difficult part of doing this is finding someone who has the good credit that will be willing to add you. 最困难的一部分，这样做是找谁的良好的信誉，将愿意为您添加。 Consider it for a while; if you already have a low credit score and bad credit, how eager do you think someone will be to make you a joint cardholder? 考虑了一段时间，如果您已经有一个低信用评分和信用不良，多么渴望你认为有人将让你一个联合持卡人？ Even your parents won't be willing to have their credit damaged. 即使你的父母不会愿意将其信用受损。

Here’sa way for them to accept, you don’t need to possess the card, you will just need your name on it! 以下为他们接受，你不需要拥有信用卡，你将只需要您的姓名！ In other words, the person who adds you could add you as a card holder but never give you the card or PIN or any information at all on it. 换言之，谁的人说你可以将您加入为信用卡持有人，但从未给你的信用卡或密码或任何资料，所有关于它。 As the bills and all account information will be sent to the person’s address, you won't have any information about the account. 由于该法案，所有的帐户信息将被发送到该人的地址，你将不会再有任何有关帐户。 Trying to explain this properly to people could result in many people who are willing to do it. 试图解释这一正确的人可能会导致许多人谁愿意这样做。 And you will still benefit from a higher credit score. 你仍然会受益于较高的信用评分。

4. 4 。 The Round Robin Plan 在循环赛计划

This method is one of the oldest credit building tricks you can pull. 这种方法是一种最古老的信用建设技巧，您可以拉。 It used to be handled through savings accounts which were secured. 它用于处理通过储蓄账户是有担保。 Now however, it's a lot easier to do because they have secured credit cards. 然而现在，这更容易做，因为他们担保的信用卡。 Actually, this method has been used by myself. 其实，这种方法已使用的自己。

Here's how it functions: If you take $1,000 (or whatever you can afford) and get a secured credit card, once you get the card, you can get a cash advance of 70% of your credit limit. 以下是它的职能：如果你把1000美元（或任何你能够负担得起） ，并获得担保的信用卡，一旦你的卡，你可以得到现金预付款的70 ％以上的信用额度。 Now if you get a second secured credit card, once you get this one, you will want to get a cash advance of 70% of your credit limit on this card. 现在，如果你第二次有担保的信用卡，一旦你这个人，您会希望得到现金预付款70 ％的信用额度在此卡。 You can then use the money to get a third secured credit card. 然后，您可以用这笔钱让第三方担保的信用卡。 Once you get the third card, you can get yet another cash advance of 70% of your credit limit. 一旦你的第三个卡，你可以又一次现金预付款的70 ％以上的信用额度。

Once you get all the cards, you will want to open a new checking account with the final cash advance. 一旦你所有的卡，你将要打开一个新的支票帐户的最终现金预付款。 You will make use of this account for making payments only on your three new credit cards. 您将利用这个帐户的支付只有在您的三个新的信用卡。 If your payments are carried out on time each month, your credit score will improve as you will now have three new perfect payment credit cards. 如果您的付款是进行每月一次，您的信用评分将改善你现在将有三个新的完善的信用卡付款。

At first it is important to bear in mind that your credit score might drop a few points because of the fast, and multiple accounts being opened. 在第一重要的是要记住，您的信用评分可能会下降几个百分点，因为速度快，多个帐户被打开。 Nevertheless, if you wait for about 4 months and have no new accounts or any delinquencies of any account, you will see your credit score improve and get better. 然而，如果您等待约4个月，并没有新的帐户或任何拖欠的任何帐户，您将会看到您的信用评分改善和变得更好。

Get out of your bankruptcy situation with some more tips! 走出你的破产情况，一些秘诀！ Go to the next page of our guide: Bankruptcy Advantages 4 转到下一个网页的指南： 破产的优势第4