Credit cards, debit cards, and credit reports: 信用卡，借记卡，信用报告：

1. 1 。 You have to diminish the number of credit and debit cards that you carry around with you every day in your wallet. 你必须减少一些信用卡和借记卡，您随身携带您每天在您的钱袋。 I would suggest that you don’t use debit cards at all due to the potential for shoulder snatching anyway. 我建议您不要使用借记卡在所有因为这样的行为可能承担抢掠反正。 In its place, you should carry one or two credit cards and your ATM card in your wallet and that is all. 在其位，你应该携带一个或两个信用卡和你的ATM卡在你的钱包，这是所有。 Debit cards might be popular but you have to take the benefit of online access to your bank account in order to monitor for frequent account activity. 借记卡可能是受欢迎的，但你必须要造福在线访问您的银行帐户，以监测经常帐户活动。 Try to report anything strange as fast as you can. 试用报告什么奇怪的速度可以。
2. 2 。 When you use your credit and debit cards at restaurants and stores, you must pay close attention to how the magnetic stripe information is taken. 当您使用信用卡和借记卡在餐厅和商店，你必须密切注意如何磁条信息是采取。 Some dishonest employees have been known for using small hand-held devices which are called skimmers in order to quickly swipe the card and then they download the account number data onto a personal computer later on. 有些不诚实的员工已经知道用小型手持设备这是所谓的复制，以快速刷卡的卡，然后他们下载帐号数据转移到个人计算机后。

3. 3 。 When you shop online, try not to use debit cards. 当您在网上购物，尽量不使用借记卡。 You can use a credit card which will protect you more in case of fraud. 您可以使用信用卡将更加保护你的情况下欺诈行为。
4. 4 。 Always carry a photocopy of all your credit cards, debit cards, bank accounts, and other financial information such as the account numbers and expiry dates. 总是携带影印您所有的信用卡，借记卡，银行帐户，和其它财务信息，如账户号码和到期日期。 Try not to carry it around with you in your wallet or your purse. 尽量不要随身携带约与你的钱包或您的钱包。 This way, if the information is stolen, you can report it. 这样，如果信息被盗，您可以报告。

5. 5 。 Don’t ever give out your SSN, credit or debit card number or other personal information over the phone, by mail, or on the Internet or if you are the one who initiated the phone call. 以往任何时候都不要放弃你的社会安全号码，信用卡或借记卡号码或其他个人资料的电话，通过电子邮件，或在互联网上或如果你是一个谁发起的电话。

6. 6 。 Whenever you get any, always take credit card receipts with you. 只要你得到任何，始终把信用卡收据与您联系。 Never toss any of them in a public garbage container. 从来没有抛任何人在公共垃圾容器。 Also, don’t forget to always take them out of your shopping bag. 另外，不要忘记他们总是在你的购物袋。
7. 7 。 Never allow people to write your credit card number onto your checks. 绝不允许人们撰写您的信用卡号码到您检查。
8. 8 。 When you expect a new credit card to arrive, always make sure you watch out for the mail. 当您预计新信用卡的到来，总是一定要留意该邮件。
9. 9 。 Try to order your credit report at least once a year. 尝试以你的信用报告，至少每年一次。

10. 10 。 Get a free credit report from Equifax, TransUnion, and Experian 获取免费的信用报告的Equifax ， TransUnion ， Experian的和

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