• Credit reports. • ½Å¿ë º¸°í¼. These monitoring programs will always provide you with a copy of your credit report. ÀÌ·¯ÇÑ ¸ð´ÏÅ͸µ ÇÁ·Î±×·¥Àº Ç×»ó ´ç½ÅÀÇ ½Å¿ë º¸°í¼ÀÇ »çº»À» ÇÔ²² Á¦°øÇÑ´Ù. The amount of times you will obtain one will be subject to variations depending on the service. ½Ã´ëÀÇ ±Ý¾×¿¡ µû¶ó ´Ù¾çÇÑ ¼ºñ½º¸¦ ÇϳªÀÇ ´ë»óÀÌ µÉ °ÍÀÌ´Ù ¾òÀ» °ÍÀÌ´Ù. Some services can provide you with unlimited access to your credit file which means that you can check whenever you want to, whilst others will provide a credit report quarterly. ÀϺΠ¼ºñ½º´Â ´ç½ÅÀÇ ½Å¿ë ÆÄÀÏÀ» Á¦ÇѾøÀÌ ÃâÀÔÇÒ ¼öÀÖ´Â ´ç½ÅÀÌ ¾ðÁ¦µçÁö ¿øÇÏ´Â µ¿¾È ´Ù¸¥ »ç¶÷ÀÇ Å©·¹µ÷ ¸®Æ÷Æ®¸¦ È®ÀÎÇÏ½Ç ¼öÀÖ½À´Ï´Ù ºÐ±âº° Á¦°ø ¼ö´ÜÀ» Á¦°øÇÒ ¼öÀÖ½À´Ï´Ù. I would recommend that you get one which can provide you with unlimited access. ³ ´ç½ÅÀÌ ÇÑ ¹«Á¦ÇÑ ¾×¼¼½º¸¦ Á¦°ø¹ÞÀ» ¼öÀÖ´Â °ÍÀÌ ÁÁ½À´Ï´Ù. The reason for this is that should you choose to follow any bit of our advice on recovering from bankruptcy, you will require a copy on hand. ´ç½ÅÀÌ ÆÄ»ê¿¡¼ ȸº¹¿¡ ´ëÇÑ ¿ì¸®ÀÇ Á¶¾ð¿¡ µû¶ó ¾î¶² ºñÆ®¸¦ ¼±ÅÃÇØ¾ßÇÏ´Â ÀÌÀ¯´Â, ´ç½Å ¼Õ¿¡ »çº»ÀÌ ÇÊ¿äÇÕ´Ï´Ù.
• Identity theft insurance. • ½ÅºÐ µµ¿ë º¸Çè. As part of the package, some services will offer identity theft insurance. ÆÐŰÁöÀÇ ÀÏȯÀ¸·Î, ÀϺΠ¼ºñ½ºÀÇ ½ÅºÐ µµ¿ë º¸ÇèÀ» Á¦°øÇÒ ¿¹Á¤ÀÌ´Ù. Just make sure to first read the fine print. ±×³É ¸ÕÀú Àоî ÁÖ´À¶ó ÀÖ´ÂÁö È®ÀÎÇÕ´Ï´Ù.
• Cost. • ºñ¿ë. Obviously, cost is something that will need to be considered when you choose a monitoring service. ¹°·Ð, ºñ¿ëÀ» ¸ð´ÏÅ͸µ ¼ºñ½º¸¦ ¼±ÅÃÇÒ ¶§ °í·ÁµÇ¾î¾ßÇÏ´Â ¹«¾ð°¡ÀÌ´Ù. These costs might range from a $39 per year for a very basic, one bureau monitoring service, to $200 per year for a premium, 3 bureau monitoring service. ÀÌ·¯ÇÑ ºñ¿ëÀº ¿¬°£ 39 ´Þ·¯¿¡ À̸£±â±îÁö ¼öµµ¿¡ ´ëÇÑ ¾ÆÁÖ ±âº»ÀûÀÎ, ÇÁ¸®¹Ì¾ö, 3 ±¹ ¸ð´ÏÅ͸µ ¼ºñ½º¿¡ ´ëÇÑ 200 ´Þ·¯ÀÇ ¿¬°£ ÇÑ ±¹ ¸ð´ÏÅ͸µ ¼ºñ½º,. When you try to get over your bankruptcy, bearing in mind all of your credit accounts can save your life and get you back on track. ÆÄ»ê ±Øº¹Çϸé, ¸ðµç ±ÍÇÏÀÇ ½Å¿ë °èÁ¤ÀÇ ¸¶À½¿¡ ´ç½ÅÀÇ »ý¸íÀ» ±¸ÇÒ ¼öÀÖ´Â º£¾î¸µ ½Ãµµ ¹× ÃßÀû¿¡ µ¹¾Æ°¡¾ßÇß´Ù. Obviously, there are certain things which credit monitoring can't do, such as take the action in your place. ¹°·Ð, ÀÌ¹Ì ±×·¯ÇÑ Á¶Ä¡¸¦ ÃëÇÒ¸¸Å ´ç½ÅÀÇ Àå¼Ò¿¡ Å©·¹µ÷ ¸ð´ÏÅ͸µ ÇÒ ¼öÀÖ´Â ¾î¶² ÀÏÀÌÀÖ½À´Ï´Ù. You can rest assured that Identity theft prevention in this day and age is necessary for recovering from bankruptcy as it can save you from having illegal attempts made on your account which could take you back to the very beginning. ´ç½ÅÀÌ ÇÏ·ç¿¡ ½Å¿ø µµ¿ëÀ» ¹æÁöÇÏ°í ³ªÀ̰¡ ºÒ¹ý ½Ãµµ´Â ±ÍÇÏÀÇ °èÁ¤¿¡ÀÖ´Â ¸Ç óÀ½¿¡ ´ç½ÅÀ» ´Ù½Ã¹ÞÀ» ¼ö·Î ¸¸µé¾ú´ø °ÍÀÌÁö¿¡¼ ´ç½ÅÀ» ÀúÀåÇÒ ¼öÀÖ½À´Ï´Ù ÆÄ»ê¿¡¼ ȸº¹À» À§ÇØ ÇÊ¿äÇÏ´Ù°í ¾È½ÉÇÏ½Ç ¼öÀÖ½À´Ï´Ù. More information on the next page of our guide, Identity Theft Prevention ¿ì¸® °¡À̵åÀÇ ´ÙÀ½ ÆäÀÌÁö¿¡ ´ëÇÑ ÀÚ¼¼ÇÑ Á¤º¸´Â, ½ÅºÐ µµ¿ë ¹æÁö |